Brace yourself: the average student debt after graduation is about a quarter of a million dollars. Grace periods are typically 6 months. You’ll want to choose a repayment strategy and start as soon as possible. Understand key concepts — Interest: Interest is the rate charged to borrow money. The interest on your loan begins as soon as your… Read More »
Dental benefits and specifically coordination of benefits (COB) typically generate many questions from dental offices. Which plan is primary? What fee can I charge my patient when there are two dental plans involved and I participate with both plans? The answers to these questions and more will be discussed in this informative webinar, to be held noon-1 p.m.… Read More »
Once you’ve gotten your budget established and your debt under control, you should begin saving. Develop a savings strategy that will help you meet short and long-term goals. Emergency fund — This is exactly what it sounds like- a place to save for emergencies. Start here and try to save six month’s-worth of expenses. Goal fund — This… Read More »
As a new graduate or early career dentist considering practice ownership, it’s important to get the loan you need to build or purchase the practice you truly want. Receiving a favorable review from your lender can havean impact on the amount of funds that are available to you, as well as the terms of the loan including interest… Read More »
Are you looking to refinance a loan, but don’t know where to start? Join Laurel Road as we walk through the basics of refinancing — whether it be your student loan or mortgage – learn all you need to know. From how to qualify for loans to how you can attain the lowest rates or even identify the… Read More »
It’s tax season, and hopefully, for you, that means getting some of the hard-earned money you made the year before, back into your pocket – and if you’ve paid interest on student loan debt, you may. Each year, when you file your taxes, you can deduct the interest that you paid on student loans the year prior. Depending… Read More »