Federal options for paying off debt

Looking for ideas on how to pay off your student loans faster? Here are some federal programs available to new dentists.

federal debtThe National Health Service Corps offers loan repayments and scholarships for dentists who practice in Health Professional Shortage Areas. For information about the National Health Services Corp., visit the NHSC’s main webpage and search “loans and scholarships”. To locate a federally qualified health center opportunity, visit the National Health Services Corps website nhsc.hrsa.gov and choose the jobs center link.

In 2017, NHSC expanded its Students to Service Scholarship Program to provide up to 75 financial awards to dentists in their final year of school. The Students to Service Program pays for tuition and fees of future primary care providers, including dentists, interested in serving communities in need. The program is open to students who are in their final year of medical or dental school pursuing primary care careers and provides up to $120,000 in scholarships.

For more information on applying for the 2018 program, visit nhsc.hrsa.gov.

The U.S. Public Health Service Commissioned Corps are uniformed dental officers, serving in more than 20 agencies. The Commissioned Corps is part of the Department of Health and Human Services and overseen by the U.S. Surgeon General. While the Commissioned Corps is not an armed service, officers may have the opportunity to assist in public health responses to man-made and natural disasters and offi cers receive the same benefits as their counterparts in the military. For more information, visit usphs.gov/profession/dentist/.

The Armed Forces Health Professions Scholarship Program has one-, two-, three- and four-year scholarships that cover most educational costs and provide a stipend. For more information, contact a health professions recruiter to discuss opportunities with the Army, Air Force and Navy. You can also learn more at Success.ADA.org and searching “jobs in federal dentistry.” For ADA resources on debt visit ada.org/mydebt.

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